The Management

The Management

  • Miguel Francisco Marquez
    Vice President for Credit Bureau
    Miguel Francisco Marquez
    Vice President for Credit Bureau

    Miquel has over 20 years of corporate finance experience, business expansion, regulatory compliance, and cost control measures. He has been involved in the business process review, financial outsourcing and co-outsourcing and management consulting of various premier local companies. He has also performed review and assessment procedures for several application systems utilized by different companies. He has gained significant exposure in the financial accounting and audit of various industries such as banking and financial institutions; business process outsourcing, manufacturing, retail and information technology. 

  • Marlo R. Cruz
    President and CEO
    Marlo R. Cruz
    President and CEO

    Marlo is a graduate of B.S. Management and Industrial Engineering in Mapua Institute of Technology. He handled positions such as Division Head – Credit in PCI Leasing and Finance, Inc. from 1997-2007; became the Division Head- Credit and Collection in Mercator Finance Corporation for the period of 1995-1997; became the Credit Head – PDB for Leasing and Finance Corporation in 1992-1995. Marlo also managed the roles of an Account Supervision Head in All Asia Capital Corporation for 1988-1992. He also assumed position as the President of Credit Management Association of the Philippines for the years 2003, 2005 and 2006. Marlo is also a SEC Compliance Officer and received his accreditation in 2004.

  • Jaime Angelo M. De Castro
    Vice President for Credit Information and Marketing
    Jaime Angelo M. De Castro
    Vice President for Credit Information and Marketing

    A seasoned and well-rounded executive with over 20 years of experience in sales, business development & marketing – 10 years in the telco industry focused on the corporate & SME business with relevant exposures on the credit bureau & information, logistics, petroleum and the financial industries. He earned his MBA from the De La Salle Graduate School; Bachelors Degree - Major in Business Administration at the University of Sto. Tomas and completed the Leadership Development Program from the Ateneo Graduate School of Business.

  • Ellen B. Co
    Assistant Vice President for Operations
    Ellen B. Co
    Assistant Vice President for Operations

    She graduated B.S. Computer Science at University of St. La Salle. Ellen is also the recipient of CIBI Innovation Award 2015 last December 2015 and CIBI Service Award given last December 2013.

Line Heads

  • Adones E. Cabanig
    Business Support Manager – CIBI Cebu Branch
  • Joyce S. Calleja
    Head of Credit Bureau Operations
  • Jesiebel S. Basbas
    Head of Order Management
  • Elizabeth P. Gonzales
    Head of Business Intelligence
  • Angelito Y. Gonzales
    Head of People Information

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