CIBI INDIVIDUAL CREDIT SOLUTIONS
Empowering Financial Inclusion with Smarter Lending and Reliable Credit Data

MyScore
Accurate Credit Scoring for Informed Decisions
- Evaluate creditworthiness with accuracy
- Leverage a best-in-class scoring model
- Access comprehensive credit data from a wide network

TelcoScore
Credit Assessment Using Telco Data
- Assess new-to-credit individuals effectively
- Achieve high hit rates for accurate evaluations
- Utilize rich telco data for credit scoring

Secure
Real-time Identity Verification for Enhanced Security
- Ensure accurate and reliable identity verification
- Enhance security and reduce fraud risks
- Build trust with comprehensive data coverage

Digital Footprint
Enrich Customer Profiles with Online Data Insights
- Enhance customer profiles with enriched data
- Make informed risk decisions quickly
- Utilize insights from a diverse range of ecosystem

Fraud Bureau
Collaboration Approach to Fraud Detection
- Reduce fraud across the industry
- Stay ahead with real-time fraud alerts
- Benefit from a collaborative approach to fraud detection

MFI Score
Specialized Scoring for Microfinance Borrowers
- Access specialized scoring for microfinance borrowers
- Enhance lending decisions for microfinance institutions
- Leverage proven solutions for wider use

Portfolio Review
Real-time Identity Verification for Enhanced Security
- Understand customer credit profiles comprehensively
- Develop targeted products and credit offers
- Make data-driven decisions with detailed insights

eKYC
Enrich Customer Profiles with Online Data Insights
- Simplify customer onboarding processes
- Ensure compliance with robust verification
- Integrate effortlessly with existing systems

Loan Origination System (LOS)
Automate and streamline Loan Processing
- Speed up loan processing times
- Enhance risk monitoring with advanced analytics
- Streamline and automate loan workflows

Collections System
Optimized Debt Recovery with Data-Driven Insights
- Optimize debt recovery processes
- Personalized strategies for higher success rates
- Leverage data-driven insights for effective collections