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Build a Stronger Nation Through Inclusion and Innovation

Explore our products that power smarter decisions, strengthen business operations, and advance financial inclusion—helping organizations grow and contribute to nation-building.

CIBI Individual Credit Solutions

Empowering Financial Inclusion with Smarter Lending and Reliable Credit Data

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MyScore
Evaluate credit worthiness through credit score built on CIC bureau data

  • Best-in-class score model co-developed by FICO
  • Covers 30M+ individuals and 100M+ tradelines from 1.7K lending entities
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TelcoScore
Evaluate credit worthiness of new-to-credit individuals using telco data

  • More than 99% hit rate covering both Globe & Smart, pre-paid & post-paid users
  • Built on telco attributes; texting, voice, and data usage, sim age, etc
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Secure
Verify customer identity real-time through our extensive database of information

  • Contains identification, demographic, employment and litigation records
  • Wide coverage of 47M unique individuals

Fraud Intelligence Data Sharing (FIDS) Network
Reduce fraud across the industry through shared application and blacklist data

  • First bureau for fraud in the Philippines
  • Fraud alerts and score derived from a regulated data consortium
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Portfolio Review
Get insights on customers in bulk from CIC bureau data

  • Understand the credit profile of your customers
  • Develop products and credit offers through the reports and analysis of CIBI

Our Commitment to Your Success

Our data-driven solutions support the entire credit cycle, providing crucial insights to both individuals and businesses.

Onboarding

Unlock the Power of Informed Credit Decisions

Pre-Screening

Unlock the Power of Informed Credit Decisions

Fraud Detection

Unlock the Power of Informed Credit Decisions

Credit Evaluation

Unlock the Power of Informed Credit Decisions

Portfolio Management

Unlock the Power of Informed Credit Decisions

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Unlock the Power of Informed Credit Decisions

Enhance your credit processes, support financial inclusion, and drive better financial outcomes for everyone involved to build a foundation for sustainable national progress.

Request a Sample Credit Report


CIBI Business Credit Solutions

Empowering Business Excellence with Strategic Insights and Sustainable Growth

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Business Documents
Trusted by leading banks in the Philippines, we accelerate customer onboarding with access to essential business documents, ensuring proper registration and compliance.

  • Streamline regulatory compliance by accessing required business documents efficiently.
  • Reduce onboarding time with fast access to critical documents.
  • Ensure authenticity and accuracy of client documents through direct sourcing.

Our Offerings

  • General Information Sheet
  • Financial Statements
  • Articles of Incorporation/ Partnership
  • By-Laws
  • CDA Registration Check
  • DTI Certificate
  • DTI Registration Check
  • SEC Certificate
  • SEC Registration Check

How CIBI Helps You:

  • Legitimacy Verification: Confirm the authenticity of partners and clients through key business documents.
  • Seamless Access: Navigate essential records effortlessly with a unified system.
  • Regulatory Compliance: Meet legal requirements and reduce compliance risks.

Discover How We Can Help You

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Full Business Reports
Gain a comprehensive understanding of businesses with detailed reports covering financials, operations, and credit information.

  • Consolidated report covering business profile, financial operations, credit information, and scores
  • Data coverage on over 500m companies in almost 200 markets worldwide
  • Fastest TAT in the market, with digitized access on-demand if available in CIBI database

Our Offerings

  • Basic Company Profile
  • Business Credit Report
  • Company Registration Check
  • Full Business Report
  • Global Business Report
  • Shareholders List
  • TC/PC Combination*
  • Trade Check (TC)*
  • Performance Check (PC)*
  • Media Search
  • Negative Records
  • Property Check/Land Title Search

How CIBI Helps You:

  • Comprehensive Financial Insights: Gain a clear view of a company's financial health, creditworthiness, and payment behavior.
  • Informed & Smarter Decision-Making: Use accurate data to evaluate partnerships, investments, and credit extensions.
  • Proactive Risk Management: Identify financial red flags to avoid risky business relationships.

Discover How We Can Help You

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Supplier Accreditation Report
Ensure supply chain resilience with detailed reports on suppliers’ profiles, financial health, and performance.

  • Strengthen supply chain reliability by identifying trustworthy suppliers.
  • Improve compliance by ensuring suppliers meet industry standards and regulations.
  • Minimize risks by proactively assessing the financial stability and credibility of suppliers.

How CIBI Helps You:

  • Supplier Assessment: Evaluate supplier reliability based on financial health and performance.
  • Stronger Supplier Partnerships: Choose trusted suppliers to support long-term business success.
  • Compliance Assurance: Ensure supplier adherence to relevant regulations and industry standards.

Discover How We Can Help You

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Ultimate Beneficial Owner (UBO)
Enhance transparency and mitigate risks by identifying the true owners of businesses.

  • Ensure compliance with Anti-Money Laundering Act (AMLA) and other regulatory requirements.
  • Protect against fraud by identifying hidden ownership structures.
  • Enhance risk management by gaining insights into beneficial ownership and business relationships.

Our Offerings

  • Philippines UBO (First Level Check)
  • Global Ultimate Beneficial Owner (UBO)

How CIBI Helps You:

  • Ownership Clarity: Identify ultimate beneficial owners to enhance business transparency.
  • Compliance Alignment: Stay on top of local and global regulatory requirements.
  • Fraud Prevention: Avoid high-risk entities and protect your reputation and assets.

Discover How We Can Help You

Our Commitment to Your Business Journey

Empowering smarter decisions through trusted business intelligence, supported by a process designed to deliver best-in-class service at every step.

Data Acquisition

We proactively acquire data sets day in & out from multiple sources worldwide

Business Verification

We verify every info gathered to identify the overall health of the company

Quality Assurance

Our QA team checks to make sure that the data is in place before service delivery

Online Delivery

Our CAM portal allows you to retrieve & manage your inquiries in 1 system

Customer Engagement

Dedicated team to provide fast resolution of concerns

Smarter Decisions Start Here

Strengthen risk strategies, unlock better opportunities, and grow with confidence..

Get a Full Business Report


CIBI Workforce Solutions

Empowering Workforce Inclusion with Safer and Smarter Hiring Decisions

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Pre-Employment Screening (PES)
Conduct thorough pre-employment screening to verify identity, education, work history, and criminal records and ensure candidates align with your organization’s values and standards for a secure workplace.

  • Reduces hiring risks by verifying critical candidate information.
  • Protects company reputation and ensures compliance.
  • Builds a trustworthy and safe workplace.

Our Offerings

  • Global Database Check
  • Credit Check
  • Criminal Records Check
  • Local Court Cases Check
  • Identity Check
  • Character References Check
  • Residence Check
  • Employment Check
  • Education Check
  • Employment Gap And History Check
  • License Verification Check (PRC)
  • Directorship Check (business affiliations)
  • Adverse Media Search
  • Court case verification
  • Driver's license check

How CIBI Helps You:

  • Safety Assurance: Screen candidates for criminal or adverse records to ensure workplace security.
  • Credential Validation: Verify educational and employment history for candidate authenticity.
  • Brand Protection: Prevent fraud through identity checks and comprehensive screening.

Discover How We Can Help You

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Supplementary Products
Strengthen pre-employment screening with health checks, global background verification, and online reputation analysis for a more comprehensive assessment.

  • Provides a holistic assessment of candidates backgrounds.
  • Enhances workplace safety and reduces potential risks.
  • Supports informed hiring with detailed insights.

Our Offerings

  • Drug testing and PEME
  • International Checks

How CIBI Helps You:

  • Health and Safety Enhancement: Confirm candidates meet required medical and safety standards.
  • Global Screening Insights: Evaluate international candidates to meet local hiring requirements.
  • Digital Reputation Check: Review online presence to maintain workplace integrity.

Discover How We Can Help You

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Credit Probe
Gain deeper insights into financial and personal backgrounds with address verification, asset checks, and a Full Individual Report to assess financial stability and affiliations.

  • Provides a complete view of an individual’s financial health.
  • Assists in making well-informed hiring and business decisions.
  • Mitigates financial risks through thorough background checks.

Our Offerings

  • Skip Tracing
  • Asset Check
    • Vehicle registration/ownership check
    • Property Check
  • Full Individual Report (FIR)
    • Lifestyle Check
    • Franchisee Check
    • Credit insurance report

How CIBI Helps You:

  • Credit Assessment: Analyze financial stability to reduce hiring-related risks.
  • Asset Verification: Validate declared assets and financial claims for trustworthiness.
  • Comprehensive Profiling: Assess lifestyle and financial background for values alignment.

Discover How We Can Help You

Our Commitment to Your Hiring Excellence

We offer tailored screening solutions that help you maintain a trustworthy, secure, and high-quality workforce,

protecting your company's reputation and operational integrity. We achieve this through:

Thorough Verification

Ensuring every candidate's identity, background, and credentials are thoroughly checked to meet your standards.

Reduced Hiring Risks

Mitigating potential workplace incidents and liabilities by leveraging reliable data.

Confidence in Decisions

Empowering you to make informed hiring choices that align with your organizational values and goals.

Unlock the Quality of Your Workforce

Safeguard your business integrity at every stage, protect your reputation, and foster a secure working environment with the essential tools and insights needed for smart hiring decisions —paving the way for a stronger, more inclusive workplace.

Talk to Our Workforce Solutions Team