Business Reports

Business reports are key communication tools for monitoring growth and evaluating performance geared to help your business objectives take flight. These reports offer an advantage when evaluating the performance of a company, partner’s track record, and supplier information.

Full Business Report

From operational details, trade and performance checking, financial highlights up to the credit rating of the company, CIBI’s Full Business Report provides analytics, consumer reports, trends, and global trade reports to help you understand the company’s income statement to assess business growth.

cibi local credit bureau business reports


Expand the business and boost the company’s growth through CIBI’s Partner Accreditation Solution and System (PASS). CIBI can help companies in facilitating in their accreditation process. It contains detailed industry-specific report solutions for the accreditation of vendors, suppliers, contractors, or sub-contractors.

Financial Benchmarking

Peer benchmarking is a key component of any company’s financial planning and risk analysis. If you want to include this product in a customized report, CIBI’s Financial Benchmarking can provide statistics on how similar institutions perform.

CIBI Local Credit Bureau Value Added Services
CIBI credit bureau

Basic Corporate Profile

Informing clients, future partners and the market about a company’s products, services, and current structure through a Basic Corporate Profile will give you a general idea of what a company’s track record and basic financial data related to the company looks.

Individual Verification Report

Outsourcing HR functions particularly the employment background screening process helps reduce administrative workload and saves the department’s time allowing hiring managers to focus on the more important matters aimed at meeting bigger business objectives.

Full Individual Report

An individual’s identity, background, and financial data are important when applying for loans, work, or even securing a business venture. Know how you can avail and use this service in your assessment and evaluation process today.

cibi local credit bureau employee verification reports
CIBI Pre-Employment Screening

Pre-employment Screening

Screening isn’t just about weeding out untrustworthy individuals and high-risk workers. CIBI will evaluate the candidate’s information based on the client’s requirement: Character, Residence, Employment, and Educational Background including reports of Negative Records.

Other Verification Services

On top of the other employment screening services, CIBI also offers NBI Validation, TIN, SSS, and PRC Verification as well as Directorship Checking and Court Case Verification to complete the service.

Credit Report

CIBI holds a facility that engages in collating, developing, and transcribing credit information to provide analytics on the credit standing, score, and ratings. Stay ahead and know the credit profiles of your customers. Let CIBI assist you in submitting and obtaining information in securing your credit report.

CIBI myScore


myScore can assist the approval decisions of banks and financial institutions for faster and accurate credit adjudication process and to minimize any form of fraud or lending risk.

Loan Origination System

With CIBI’s vast database, our team can provide knowledge, assistance, and analytics in the development and conceptualization process in the organization’s current loan system.

Value Added Services

CIBI also provides details of a negative record; verification of property and title; and presentation of subject-related media releases as part of value-added services.

Information for Business

Information for Business

It is a secured online access to accurate and reliable information of companies and of individuals.

Property Information

This service provides information on individual’s property including assessment on lot property, pricing, location and tax status.

Media Search

CIBI can present the collected and recorded business news and other media releases that pertain to or related to the subject matter.

Pre-Employment Screening Plus Personal Credit Scoring Report

Combined pre-employment screening and individual’s credit report for better candidate assessment now possible with PES+.

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What is a Credit Score and why do I need it?
How Filipinos can acquire their credit score and credit report?
What is a Credit Bureau?
What is a Credit Report and why is it important?
What is a Credit Score and why do I need it?

A Credit Score is a numeric expression that represents the creditworthiness of an individual.

It is a statistical analysis performed by lenders and financial institutions to assess a person’s capability to repay a loan. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. An individual’s credit score is a number between 300 and 850 where 850 being the highest credit rating possible.

How Filipinos can acquire their credit score and credit report?

An interested individual or the data subject who wishes to acquire his/her credit score and report for monitoring purposes has two means to do so: through the Credit Information Corporation (CIC) or through the Special Accessing Entity (SAE) such as CIBI Information, Inc. However, given the current phase of the credit information exchange system in the country, only the individuals with credit records or transactions to institutions engaging in credit-related activities such as the banks, microfinance, lending companies, insurance, and the like can avail their credit scores and reports. Furthermore, these companies must be compliant or an active Submitting Entity (SE) to the Credit Information Corporation. To know more, you may visit this link.

What is a Credit Bureau?

A company that collects information relating to the credit ratings of individuals and makes it available to credit card companies, financial institutions, etc. In other terms, it is known as Credit Reporting Agency.

What is a Credit Report and why is it important?

A Credit Report is a detailed report of an individual’s credit history.

Credit bureaus collect information and create credit reports based on the information, and lenders use the reports along with other details to determine a loan applicants’ credit worthiness.


What do I need to know about Republic Act 9510, otherwise known as, Credit Information Systems Act of 2008?
What do I need to know about the Republic Act 10173 or the Data Privacy Act?
What is the Credit Information Corporation or CIC?
What do I need to know about Republic Act 9510, otherwise known as, Credit Information Systems Act of 2008?

Republic Act No. 9510, otherwise known as, Credit Information System Act of 2008 or CISA Law is an act establishing the credit information system in the Philippines. In 2008, CISA law arranged the powers and roles of the Credit Information Corporation (CIC) that the primary mandate is to construct a centralized and comprehensive credit information system.

What do I need to know about the Republic Act 10173 or the Data Privacy Act?

It is the policy of the State to protect the fundamental human right of privacy, of communication while ensuring free flow of information to promote innovation and growth.

Implementing Rules and Regulations of Republic Act No. 10173, known as the “Data Privacy Act of 2012” is a pursuant to the mandate of the National Privacy Commission to administer and implement the provisions of the Data Privacy Act of 2012, and to monitor and ensure compliance of the country with international standards set for data protection, the following rules and regulations are hereby promulgated to effectively implement the provisions of the Act.

What is the Credit Information Corporation or CIC?

The Credit Information Corporation (CIC) is a government-owned and controlled corporation that is envisioned to be the leading provider of independent, reliable and accurate credit information in the Philippines.

CIC was created in 2008 by virtue of Republic Act. No. 9510, otherwise known as the Credit Information System Act (CISA) to collect, collate and disseminate credit information.


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