
About Us
We unlock financial opportunities by delivering reliable identity and credit solutions empowering individuals and businesses.

1982
Established as the Credit Information Exchange System under the Central Bank.

1997
In 1997, CIBI was privatized, expanding services to businesses and launching background checks that helped companies hire confidently and Filipinos build trusted identities.

2016
CIBI became a CIC-accredited Basic Tier SAE serving the credit market.
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2020
CIBI was acquired by Creador, a leading private equity firm. CIBI started collaborating closely with Credit Tip-Off Service (CTOS), Malaysia's leading creadit reporting agency, to bring innovative strategies to the Philippine market.

2023
Now the longest running credit bureau in the country, with 40+ years experience in information gathering and data management. The first and only CIC-accredited Advanced Tier SAE.

2025
SEC partnership grants CIBI access to reliable regulatory data.

2026
FIDS is a platform that allows institutions to share fraud signals through a secure, centralized database.