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About Us

We unlock financial opportunities by delivering reliable identity and credit solutions empowering individuals and businesses.



Who We Are

For over four decades, CIBI has helped organizations make informed decisions through trusted data, information, and insights.

As the financial and digital landscape continues to evolve, so has CIBI. From its roots in credit information and background screening, the company has expanded its capabilities across consumer credit, business information, workforce solutions, fraud and identity, and data and analytics supporting organizations as they assess risk, verify individuals and businesses, and make more confident decisions.

Today, CIBI serves more than 500 organizations across multiple industries, supported by a team of over 200 professionals. As technology continues to reshape how businesses and consumers interact, CIBI remains focused on strengthening its data and technology capabilities and developing solutions that respond to the changing needs of the market.

At the heart of this evolution is a larger purpose: to help advance financial and workforce inclusion and create greater opportunities for Filipinos through trusted data.

"Building an Inclusive Future for Filipinos with Trusted Data."

Massive Transformative Purpose

"We unlock financial opportunities by delivering reliable identity and credit solutions empowering individuals and businesses."

Our Mission

"To be the Philippines’ most trusted leader in comprehensive data-driven solutions, enabling financial inclusion and economic growth."

Our Vision

1982

Established as the Credit Information Exchange System under the Central Bank.

1997

In 1997, CIBI was privatized, expanding services to businesses and launching background checks that helped companies hire confidently and Filipinos build trusted identities.

2016

CIBI became a CIC-accredited Basic Tier SAE serving the credit market.

2020

CIBI was acquired by Creador, a leading private equity firm. CIBI started collaborating closely with Credit Tip-Off Service (CTOS), Malaysia's leading creadit reporting agency, to bring innovative strategies to the Philippine market.

2023

Now the longest running credit bureau in the country, with 40+ years experience in information gathering and data management. The first and only CIC-accredited Advanced Tier SAE.

2025

SEC partnership grants CIBI access to reliable regulatory data.

2026

Fraud Intelligence Data Sharing (FIDS) Network is a platform that allows institutions to share fraud signals through a secure, centralized database. 

Meet Our Board