For Filipinos entering the formal financial system, building a credit profile can be an important step toward greater financial opportunity. Helping make that possible is central to CIBI Information Inc.’s work—a mission recognized at the ACES Awards 2026, where it was named among Asia’s Most Influential Companies.

For more than four decades, CIBI has adapted to the changing needs of financial institutions, businesses, and consumers. As financial services become increasingly digital and interconnected, assessing creditworthiness also requires a clearer understanding of identity, fraud, and business legitimacy.

“The challenge today is no longer gaining access to information. Institutions need to understand what the data is telling them and how they can use this to respond to risks,” said Pia Arellano, President and CEO of CIBI. “For us, trusted data becomes even more valuable when it’s used to help institutions act with greater confidence and create better outcomes for the people we all serve.”

As an accredited Special Assessing Entity (SAE) of the Credit Information Corporation (CIC), CIBI combines credit information with alternative data and scoring solutions to give financial institutions a broader view of potential borrowers.

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