Loan growth in the Philippines is picking up pace, but industry players warn that expansion must be matched by stronger safeguards to prevent rising credit risks.
More Filipinos and businesses are now accessing formal credit, reflecting deeper financial inclusion and improving economic participation. This momentum also places renewed pressure on lenders to ensure that growth remains sustainable.
Latest data from the Bangko Sentral ng Pilipinas (BSP) shows that bank lending expanded by 9.5% in February 2026, driven by both consumer and business demand. While the figures signal continued economic activity, they also highlight growing exposure in an increasingly uncertain global environment.
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Read more: Fintech News PH
