When money talk starts to feel intimidating, we suggest calling someone knowledgeable in the matter and capable of explaining it without the jargon. In this edition of LA Phones A Friend, we’re dialing up Pia Arellano, President and CEO of CIBI Information Inc., the country’s first and longest-standing credit bureau, to break down the often misunderstood world of finance, credit, and why your financial footprint matters more than you think.

With over 30 years of experience in data and finance, Pia has dedicated her career to expanding fair access to credit and helping Filipinos build confidence in their financial decisions. A cum laude graduate of BS Economics from the University of the Philippines, she began her career in product management at a leading multinational bank before later serving as President and CEO in a global credit information company. Today, at CIBI, she steers the organization’s strategy and operations with a clear focus on inclusion and trust.

Read more: Lifestyle Asia